Thanks for all the great questions in 2020, and like keep them coming in the new year.
To ask a question, usethis Dear Penny formor email[email protected].
(And dont worry: Ill always keep your questions anonymous.)
Cheers to a safe, healthy, happy and (hopefully) less tricky 2021!
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
1.Do I Need My Ex-Husbands Permission to Get His Social Security?
She married at 19 and divorced in her early 30s.
Does that mean she needs to contact him and get his permission first?
2.My Cheapskate Parents Wont Tip for UberEats.
What Can I Do?
This writer downloaded the UberEats app for her elderly parents.
A few months later, she made a horrifying discovery: Her parents refuse to tip.
Is there any hope of changing their rude ways?
Did you know?
How Do I Catch Up on My Bills?
He just got hired after 100 job applications and five months out of work.
Is there any way he can catch up?
4.Should I Use My Savings to Pay Off My Boyfriends Payday Loan?
He hasnt asked her for help.
Should she offer up her emergency savings anyway?
5.Is My Husband Gambling Away Our Future on Robinhood?
Her husband suspended his 401(k) contributions so he can play day trader on Robinhood.
He says she shouldnt worry because hes making big profits.
Should she trust him?
6.Im in College With $10K Saved.
Should I Invest It All in Gold?
Hes a college student with $10,000 in the bank and $22,000 in student loans.
He doesnt know much about investing, but hes worried the U.S. dollar will lose value.
Does that mean its a good idea to invest his lifes savings in gold?
This letter writer spent the last eight years as a caregiver.
Everyone else thinks its a terrible idea.
8.How Do I Save Money When My Wife Refuses to Let Me Work More?
He wants more money, so hes day trading and considering a part-time job or driving for Uber.
Is there any hope of swaying her?
9.Can We Afford to Retire on Just $65K a Year When My Husband Retires?
Her husband is nearly 70, which means retirement is on the horizon.
That means their income is about to take a hit.
Shes filled with anxiety about their finances.
Can they survive on a retirement budget of $65,000 per year?
10.My Car Lender Said I Could Skip Payments, So Why Are They Saying Im Delinquent?
Her car lender gave her a hardship arrangement, which meant she didnt need to make payments.
How can she fix the error before it destroys her finances even more?
Robin Hartill is a certified financial planner and a senior editor at The Penny Hoarder.
Send your tricky money questions to[email protected].
It sounds appealing right?
Check it out here!
