Also, because of this, I have been considering driving for Uber.

How/where do I find out what this amount is?

Second, to tackle cost-of-living increases, map out how youre using money.

A woman sits outside with a contemplative look on her face.

Start with your major monthly commitments: housing, utilities, health care, transportation, etc.

Making adjustments to your major expenses can have the biggest impact on your finances if theyre feasible.

But those are big changes moving or changing health care providers, for example.

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If those changes arent right for you right now, look at other ways you use money.

7 Ways to Make Money if You Hate People

Do you avoid people too?

Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.

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Is there a debt you could refinance to reduce your monthly bill?

Could you adjust savings goals temporarily to free up monthly resources?

If you buy a lot of clothes, could you find clothing swaps or shop at a thrift store?

Dana Miranda is a Certified Educator in Personal Finance and author of YOU DONT NEED A BUDGET.

It sounds appealing right?

Check it out here!