Hes been transferring it to a new bank account in his name that I dont have any information about.

We are both on Social Security and pensions.

I take a total of $1,400 every month, but he gets $6,100 total every month.

A man sits on a bed with money coming outside of the mattress to illustrate hiding money from your spouse.

He pays for the mortgage, water, electric bill, food and house maintenance.

I also help my four adult children; he is their stepfather.

Should I be worried?

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You should definitely be concerned.

The fact that you have so little control over your finances is troubling by itself.

It sounds like he has carte blanche, while you get a small allowance.

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I do think you should consult with an attorney.

But you oughta be prepared for the worst-case scenario.

Sometimes people attempt to hide money before they file for divorce.

Or theres the possibility that youll want to end this marriage because of the secrets your husband is keeping.

Im assuming your husband isnt aware that youve discovered his secret bank account.

Say that you noticed that he opened another bank account and see what information he offers.

But I have a feeling that this is a relationship where open discussions about money arent happening.

In that case, avoid confronting him about it for now.

Its essential that youopen a separate accountthats in your name only.

If youre still paying off your credit cards, just make minimum payments to save extra cash for now.

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But do tell them whats going on, because you need emotional support.

If this marriage is salvageable, I hope that youll revisit the way you handle your finances.

You and your husband should have regular check-ins to go over account statements and bills.

you’re gonna wanna feel comfortable asking questions about any major transactions.

But for now, I think you gotta prepare for the worst.

Meet with an attorney to start making a plan.

And most importantly, trust your instincts.

Secret bank accounts are a big red flag that you cant afford to ignore.

Robin Hartill is a certified financial planner and a senior writer at The Penny Hoarder.

Send your tricky money questions to[email protected].