Real Answers for Life’s Money Challenges
Im a 30-year-old woman.
Sixteen months ago, just a few weeks into the pandemic, I lost my husband.
As a result, my two young children and I each started receiving monthly Social Security benefits.
I manage money well.
My credit score is great.
For all intents and purposes, Im financially stable for the foreseeable future.
Or they immediately follow up with, How do you stay afloat if you dont work?
Is there a way to divert the what do you do?
question without seeming like Im withholding something sketchy?
Or a way to make it sound better so men wont turn and run for the hills?
Too often, it feels more like an exchange of resumes than getting to know a person.
Your letter is a good reminder about why we shouldnt make assumptions about one anothers finances.
Likewise, there are people like you who are in great financial shape without working a traditional job.
Looking for quick ways to earn a little spending money?
I think you’re able to keep your message straightforward.
Someone who respects your boundaries will accept that this is what youre comfortable sharing in the moment.
You dont owe anyone more than that.
If they pressure you for more specifics, treat it as a big red flag.
Its pretty invasive to ask someone you barely know or havent met how they pay their bills.
If youre using dating apps, try taking the lead when you match with someone.
Ask him about one of his pictures, or mention something the two of you have in common.
Often, we default to work talk when we dont have anything else to talk about.
The same applies if you meet a guy IRL who youd be interested in going on a date with.
venture to establish rapport before you exchange What do you dos?
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Thesesmart movescould help you reach your next big savings goal.
Youve endured a heartbreaking loss.
But its inevitable that this will come up relatively soon.
That may not be such a bad thing.
Robin Hartill is a certified financial planner and a senior writer at The Penny Hoarder.
Send your tricky money questions to[email protected].