They said they wouldnt charge late fees, but interest would accrue, so we accepted that offer.

My credit score was 703.

In April, they reported me as delinquent to all the credit bureaus.

A mountainous seen is shown in a dessert through a rearview mirror of a car.

That is the only bill not paid.

If it happened to me, its happening to everyone else who agreed to this.

What can I do?

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I want my score fixed and back where it was.

If you need this loan, you dont want to wait on the credit bureaus to correct this mistake.

Im assuming that you got this modification because you were financially impacted by coronavirus.

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Just ask all the people still waiting for unemployment benefits.

Our team has compiled alist of creative waysyou can fatten your bank account this week.

This is a long list, so dont get overwhelmed.

Well keep it updated as offers changes or expire.

Some credit-reporting errors were bound to happen here.

Lenders have been inundated with requests from borrowers in need of flexibility.

So what does all that mean for you?

But dont wait around on your auto lender.

Include the letter you received from your financing company in your dispute.

I also wouldnt wait on the credit bureaus to fix this before pursuing other loan options.

You dont say what jot down of business loan youre seeking.

Online-only lenders may also be a possibility.

In the meantime, double-check youre getting the most up-to-date version of your credit reports by going toannualcreditreport.com.

you could get afree credit report every weekfrom each of the bureaus.

Under normal times if you told me about a credit reporting error, Id tell you to be patient.

This isnt one of those times.

Robin Hartill is a certified financial planner and a senior editor at The Penny Hoarder.

Send your tricky money questions to[email protected].

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…