How can I get started?
I do not want to do something that will affect my credit rating.
I am hoping this isnt too good to be true.
No Interest Til Almost 2027?
Taking out a debt consolidation loanwont hurt your credit scorelong term it may even help.
Low credit utilization can have a huge positive impact on your score.
To protect your credit score, keep your old credit card accounts open after you pay off the balances.
You lose those benefits if you close them.
Alternatively, you could ask a co-signer with a high credit score.
In the future, if you want to switch to a new credit card, consider a balance-transfer card.
Credit cards make it easy to accumulate debt thats hard to track, pay down and manage.
That can be stressful.
Thankfully, you have options for simplifying that debt and reducing the burden it causes on your life.
Dana Miranda is a Certified Educator in Personal Finance, author, speaker and personal finance journalist.
It sounds appealing right?
Check it out here!
