Real Answers for Life’s Money Challenges
I currently have around $25,000 in debt.
And itll set you up for a favorable rating as more and more lenders adopt the latest models.
you’re free to file a dispute with Experian, TransUnion or Equifax online.
Once you file one, the other two typically update their reports, as well.
Are you struggling to cope with financial stress?
First, take a deep breath.
Then, take a look at our roundup ofresources to help you manage your stress and your money.
You could also try having the paid-off debts deleted from your credit report by sending the collector agoodwill letter.
Theres no guarantee youll be granted the deletion; thats up to the collector.
But its worth a shot if you need the credit boost.
Dana Miranda is a Certified Educator in Personal Finance and author of YOU DONT NEED A BUDGET.