Real Answers for Life’s Money Challenges

I currently have around $25,000 in debt.

And itll set you up for a favorable rating as more and more lenders adopt the latest models.

you’re free to file a dispute with Experian, TransUnion or Equifax online.

A woman looks stressed as she pays her bills online.

Once you file one, the other two typically update their reports, as well.

Are you struggling to cope with financial stress?

First, take a deep breath.

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Then, take a look at our roundup ofresources to help you manage your stress and your money.

You could also try having the paid-off debts deleted from your credit report by sending the collector agoodwill letter.

Theres no guarantee youll be granted the deletion; thats up to the collector.

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But its worth a shot if you need the credit boost.

Dana Miranda is a Certified Educator in Personal Finance and author of YOU DONT NEED A BUDGET.