Real Answers for Life’s Money Challenges

I am 62 and about to retire.

I want to start closing some of the accounts so I dont have to keep up with them.

What is the best way to do this without hurting my credit score?

A woman balances on a tree.

Its true closing a card reduces your available credit and increases your apparent utilization but only temporarily.

Our team has compiled alist of creative waysyou can fatten your bank account this week.

This is a long list, so dont get overwhelmed.

Dear Penny

Go ahead and start now, but be sure to bookmark this post so you might easily return later.

Well keep it updated as offers changes or expire.

Your Email AddressSend Your Question

DISCLAIMER: Questions will appear in The Penny Hoarders Dear Penny column.

Article image

We are unable to answer every letter.

We reserve the right to edit and publish your questions.

But dont worry your identity will remain anonymous.

Article image

Thank you for your question!

Your willingness to share your story might help others facing similar challenges.

While we cant publish every question we receive, we appreciate you sharing your question with us.

It sounds appealing right?

Check it out here!