When I paid off the credit card, my credit score went up considerably about 60 points.
I checked the terms of my loan, and theres no penalty for paying it off early.
Then, they have a nagging feeling that they should be doing much more to improve their finances.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
I ended up right where I started.
Will I regain those points once I pay down a significant portion of my personal loan?
Does everyone hate seeing a score they know could be higher?
Those credit score fluctuations have the potential to control your mood.
Instead of focusing on our payment history and overall credit health, were panicking about that magic number.
Doing so will have the greatest long-term impact on your credit score and your financial health.
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