Then my regular bank gave me a credit limit of a bit more than $3,000.
My concern is that I will need between $2,500 and $5,000 or more soon for cataract surgery.
Would that hurt my good credit?
-M.
Dear M.,
There are some things that matter more than your credit score.
Your eyesight is one of them.
But the hit would only be temporary.
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Still, Im hoping that you canavoid putting your surgery on a credit card.
Medical bills are among the most negotiable types of debt.
Did you know?
Read the fine print extra carefully here.
These cards frequently offer deferred interest, rather than a true zero-interest period.
With deferred interest, youre still accruing interest.
If you pay off the entire balance during the promo period, great.
You dont pay any interest.
Robin Hartill is a certified financial planner and a senior editor at The Penny Hoarder.
Send your tricky money questions to[email protected].
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