Real Answers for Life’s Money Challenges
Im a 37-year-old female who wants kids.
Im one of four kids and the only one without children.
I adore my niece and nephews and always wanted a family, but he was unsure.
We were both busy with our careers.
I kept thinking hed eventually come around.
It would cost me about $8,000.
This would be about a third of the money in my savings account.
Im not emotionally ready to start dating yet.
Im now working from home permanently and dont have a ton of opportunities to meet new people.
I dont want to settle for just anyone.
You had the wisdom to not invest any more of your time.
That took real strength.
I doubt it brings you much comfort to hear right now, but you made the right choice.
If all this is true, yes, go ahead and spend $8,000 to freeze your eggs.
This absolutely counts as an investment in your future, just one that wont come with a monetary payout.
The pandemic, obviously complicates that.
Youve accepted that this will cost you money.
But youll also need to invest time and legitimate effort to meet someone once youve gotten your COVID-19 vaccines.
And quite honestly, that may be harder, at first, than parting with your $8,000.
These dates can be with three different guys or all with the same guy.
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That may sound like a lot.
But Im not telling you to commit three entire evenings a month to a four-course dinner and a movie.
Im asking for three cups of coffee, three glasses of wine or three walks around the park.
I dont want you settling for any guy who comes along.
But we dont get an unlimited number of dealbreakers when we choose a partner.
Invest in the guys whose goals align with yours.
Swipe left on any man whos upfront about not wanting kids on his profile.
Same goes for all the guys who say they want kids someday but are looking for something casual.
But think, too, about the things that really dont matter.
Be open about your goals.
Specify on your profile that you want kids.
Dont invest your time on someone hoping that hell eventually come around on this.
There is no middle ground on having children.
Did you know?
But investing part to build a family someday is a perfectly legitimate use of your savings.
As long as youre willing to invest the time, this is money well spent.
Robin Hartill is a certified financial planner and a senior writer at The Penny Hoarder.
Send your tricky money questions to[email protected].
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