I currently pay $224 per month.
Im 60 years old and looking to retire in one year.
I feel I will never get out from under this debt.
But indulge me while I share just one scary stat.
You asked about how to tackle your $84,000 balance, and unfortunately there are no easy answers.
Student loans are rarely dischargeable even in bankruptcy, as Im sure youre painfully aware.
A better question is: How can I mitigate the pain of retiring with student loan debt?
Thats where you do have options.
7 Ways to Make Money if You Hate People
Do you avoid people too?
Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.
First, make it a priority to get your monthly payments as low as possible.
Contact your lender for specific options if youre struggling to make payments on a private loan.
But ultimately, my question for you is this: Can you afford to retire in a year?
1 priority is a happy and healthy retirement.
Even with student loan debt, there is a way to get there.
Robin Hartill is a senior editor at The Penny Hoarder and the voice behind Dear Penny.
Send your questions about student loans to[email protected].
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
