Paid-Up Homeowner

Dear Paid-Up,

Whether or not something impacts yourcredit scoredepends on whether its included in yourcredit report.

To show up there, someone must have reported it to a credit bureau.

Is Your Bank Holding You Back?

A young couple take a selfie with their phone in the doorway after purchasing a new home.

Got $1,000 in checking?

Thesesmart movescould help you reach your next big savings goal.

You cant personally report your payment activity, so youll be subject to whatever your HOA board decides.

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Dana Miranda is a Certified Educator in Personal Finance and author of YOU DONT NEED A BUDGET.

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