My boyfriend and I both lived at the address, but the electric bill was in my name only.

I always paid on time and never got the power turned off.

Then we got into some trouble.

Ex ran up bills when I was in jail

Trying to climb out of debt? Here are50 ways to bring in extra money this month.

I ended up going to prison while he stayed at our home.

He could not pay the money to reconnect, so he had to eventually move.

Then, I received a letter at my new residence saying I owe them almost $1,000.

Dear Penny

My ex is not someone that I can talk to rationally.

He is not going to pay.

I was unable to call and shut off services.

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Do I have to pay his utility bills?

Usually, 30% to 50% is a good starting point.

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Another option is to ask the utility company for a payment plan.

The big thing here is that you want to work out an agreement with the utility company directly.

Thats not necessarily the end of the world, though.

Your credit score gradually starts to heal after that.

No Interest Til Almost 2027?

People are vulnerable to identity theft while theyre incarcerated.

Pull a copy of each of your credit reports from the three credit bureaus by going toannualcreditreport.com.

Above all, give a shot to think of this as a temporary setback.

The worst-case scenario is that this bill gets sent to collections.

But youd hardly be the first person in the world with a bill in collections.

Send your tricky money questions to[email protected].

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