Real Answers for Life’s Money Challenges
My husband and I had a four-wheel drive pickup.
He bought this vehicle unseen in 2017.
The car lot drove it to our house, all without my input.
We had it for one year.
In that time, our payments were $513 a month.
In that year he kept trying to get rid of his truck.
He made a deal to sell it to a car dealer without me.
Then he bought a different car.
She was upset and crying.
We have been married for 48 years.
I am mad and hurt over this.
My daughter just about ruined our credit because our names were on the title of her past vehicle.
Now he does the same thing AGAIN!!
Am I right to be so hurt and betrayed?
-Livid Wife
Dear Livid,
Your husband made at least three big financial decisions without your consent.
So the answer to your question is, yes, you have every reason to feel betrayed.
But focusing on whether you have a right to feel a certain way doesnt get you anywhere.
you’re gonna wanna focus on mitigating the damage from your husbands latest decision.
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Then, you might directly make the payment to the lender.
Unfortunately, the reality ofhelping someone who isnt creditworthyis that theres a high likelihood you wont get repaid.
So youll need to budget with the assumption that you wont get that $430 each month.
No Interest Til Almost 2027?
Tell your husband that you feel hurt and betrayed, and explain how his actions affect you.
Ask him why he feels that he cant talk over these matters with you.
The key here is to be proactive and talk about this before he makes another big decision.
If you think thats the case, make it clear that avoiding tough discussions is causing way more conflict.
Schedule a time toreview your spendingeach month.
You should also discuss any big expenses or purchases you have coming up.
Did you know?
But your husband needs an impetus to change.
Otherwise, this cycle will continue and your feelings of hurt and betrayal will only compound.
Robin Hartill is a certified financial planner and a senior writer at The Penny Hoarder.
Send your tricky money questions to[email protected]or chat with her inThe Penny Hoarder Community.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
