Another account will pay for medical insurance for my husband and myself once I leave my job.
I also just paid off the last one-third of our mortgage with a chunk of the inheritance.
Mind you, I paid for half of the two-thirds of the house that has already been paid off.
I thought that was pretty selfish of him to say.
-R.
Dear R.,
Two reasonable people can disagree on whether you should split an inheritance with a spouse.
So I dont think either of you is necessarily in the wrong here.
Of course, its easy for your husband to say hed split his non-existent inheritance with you.
Im curious about motivation for splitting your inherited bank accounts four ways, as youre planning.
Are you trying to balance your husbands needs with the needs of the rest of your family?
Or is this in part about keeping score?
Would your decision change if your husband was in line to receive an inheritance that you could potentially share?
Its key to recognize each other as equals, even when one person brings more money to the marriage.
Have a talk with your husband where you agree to disagree.
Ask him if there are any specific worries he has withyour current plans.
He doesnt have to be happy about only getting part of your inheritance if he outlives you.
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Would he be able to afford healthcare?
Would he have to start takingSocial Security earlier than he planned, thus accepting a reduced benefit for life?
Maybe you wont make any changes as a result.
Robin Hartill is a certified financial planner and a senior writer at The Penny Hoarder.
Send your tricky money questions to[email protected].
