This years crop of fresh-faced graduates have a lot to look forward to.

New job or school opportunities, maybe a party or two and, of course, gifts.

No fibbing, grads.

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Whether youre the giver or the recipient of a gift during this graduation season, listen up.

I have some advice for you.

Probably not as good as youd like.

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It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…

College TimesMadison Rutherfordsums it up best.

How Much Graduation Gift Money Should You Give?

(Right, grads?

If you do want to give the gift of money, though, youve got a lot of company.

Did you know?

What Should You Do With Your Graduation Gift Money?

Take a little bit of the money you got and splurge on something nice for yourself.

But first, write those thank-you notes.

Lisa McGreevy is a staff writer at The Penny Hoarder.

Shes been both a graduation gift giver and recipient.

She thinks giving is much more fun.

When you log into your bank account, how do your savings look?

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?