Every homeowner I know is constantly searching for the best ways tocut utility bills.

Thankfully, the government understands the plight, and has created programs to make energy-saving home renovations affordable.

California has some of the best in the U.S. ## No Interest Til Almost 2027?

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Heres how it works:

Its pretty simple, and youre helping the environment.

type your ZIP code hereto get started.

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Optimal summer temperatures are 85 while youre away and 78 when youre at home.

So California is trying to reduce the states water use by helping home- and business-owners reduce grass in landscapes.

Skip the grass fill your lawn with plants requiring little water, fertilizer or maintenance.

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Like any energy-efficiency measures, this saves you more money in the long run, too!

Less water per flush means your water bill will be lower every month.

Improve Insulation in Your Attic and Earn Up to $500

Pop into your attic.

Do you see the support beams?

If so, have an HVAC company come in and blow in some more insulation or install some yourself.

California offers aResidential Energy Efficiency tax creditup to $500 just for improving your homes insulation!

Use an Energy Star Washer for $150 Cash Back

Youve probably heard of Energy Star certified appliances.

Theyll use less energy and save you money on your water and electric bills.

But did you know you could also get money just for installing one?

Get a Free Solar Savings Estimate From Google

Heard ofGoogles Project Sunroof?

From there, you could get quotes from local companies to install solar panels.

Its basically a free way to get a quote without having someone jump on your roof.

Dana Sitar (@danasitar) is a staff writer at The Penny Hoarder.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…