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Pet emergencies, like human emergencies, are unexpected, scary and expensive.
First, you better plan ahead for something you hope will never happen.
1 way to cover any emergency veterinary bills is with pet insurance.
Tina Russell/The Penny Hoarder
But insurance itself can be cost-prohibitive for some families.
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
However, insurance only helps in an emergency if youve already signed up.
Sold on the idea of insurance but not sure where to start?
Weve put together a list of the verybest pet insurance companiesin the industry as a solid starting place.
Among the top insurers areTrupanion,Healthy Paws,LemonadeandFigo.
From then on out, all care related to that condition is covered by insurance.
Like higher deductibles, higher-coinsurance plans usually yield lower monthly premiums for a policy.
Not all pet health insurance policies are created equal.
Some policies exclude specific conditions, like hip dysplasia in certain breeds.
Others allow for preexisting conditions, but often at a higher premium.
Lemonadeis high on personalized plans so that you get the coverage that your pet needs.
Speaking of dogs and cats,mostpet insurance policies focus on these common four-legged friends.
However, some insurers, like Nationwide, offer coverage for pets like birds and lizards.
ASPCA Pet Health Insurance even offers coverage for horses.
Emergency Savings
The first place to look is your own savings.
Yet in 2020, 70% of American households had at least one pet.
A better option may be to take on debt.
Instead, consider opening a new regular credit card when faced with a devastating vet bill.
Look for a credit card that has a no-interest introductory period.
If you gotta act fast to fund your pets care, consider a personal loan.
Just be understanding if you are turned down.
you’re able to typically find low-cost clinics within veterinary schools.
In fact, GoFundMe has its own section of the site dedicated to animal fundraisers.
There are a wide range of grants and funds available, offering financial assistance to pet guardians in need.
Timothy Moore covers bank and investment accounts for The Penny Hoarder from his home base in Cincinnati.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
