I love my commute.

But before you turn too green with envy, (get it?

Ill stop) theres a dark secret you should know about biking to work.

Article image

It isnt as cheap as you might think.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

Article image

But what if your car breaks down, or you have a sudden medical bill?

I know because I used to do all that.

Costs of Commuting by Bike

Heres a breakdown of my initial investment in my bike commute.

I included my costs, but your mileage (and expenses) may vary.

Grand total: $530.

Tiffany Wendeln Connors is a staff writer at The Penny Hoarder.

When you log into your bank account, how do your savings look?

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?