Theres a chill in the air, and leaves are falling.

Fordedicated bargain hunters, that means one thing: Black Friday will soon be upon us.

Heres how best to prepare for the upcoming shopping madness.

Two women get excited as they shop for items at a store.

Can You Survive 10 Days of Budgeting?

If you oughta wrangle your budget, it may be time to consider a savings challenge.

Use a Credit Card With Price Protection

Spot a leaked ad featuringthetoy your kids are clamoring over?

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If you have a credit card with price protection, avoid the lines by purchasing it before Black Friday.

Then you’re able to file a price protection claim and get the difference refunded to your card.

This tactic wont work for every purchase, though.

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Some sites sell discounted gift cards.

(You cansell gift cardsyou dont want, too!)

you’re free to also find gift card deals at your local grocery story.

With todays technology, preparing for Black Friday is easier than ever.

One of your first stops should be the websites of all your favorite retailers both big and small.

Swipe Like a Millionaire No Gold Card Required

Ever wondered how millionaires get to be… millionaires?

So we looked into it.

What we found aresimple, millionaire-approved tipsthat anyone can use to manage their money.

Participate in Online Forums

Want to educate yourself before the season starts?

Log into some online-shopping forums, where deal-hunting veterans share tips and answer questions.

Dont let that happen this year: upgrade your profile on your favorite retailers sites ahead of time.

Familiarize Yourself With Store Policies

Lets face it: Buyers remorse happens to the best of us.

And when it strikes, its essential youre able to return the items.

Also good to know ahead of time?

Which stores offer price matching.

Check websites likeBlackFriday.comto compare prices.

Before Shopping, Analyze the Deals

Many Black Friday shoppers skip this step, and its a big mistake.

Is Your Paycheck Not Going As Far As It Used To?

We get it.Everythingis more expensive than it used to be, but your paycheck hasnt kept up.

When money is tight,these resourceswill help nearly everyone.

Susan Shain is a former senior writer for The Penny Hoarder.