For many of us, our phone bill is one of thosepesky expenseswe dread each month.

Roughly 40% of customers with those companies experienced an increase in their total bill in the last year.

But the data shows Americans are rethinking their plans with major carriers.

A woman looks bummed out while looking at her phone in the kitchen of her home.

Thats down from 62% in last years study.

The average consumer uses around 10-15 GB of mobile data a month.

In fact, almost 1 in 4 Americans have no way to use the Internet without their phones.

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Fifty-one percent of Americans say losing access to their cell phone would be detrimental to their livelihood or wellbeing.

One potential pathway is using an MVNO plan, which stands for a mobile virtual online grid operator.

Whats an MVNO and How Much Could You Save?

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What makes these providers stand out is they dont have their own cellular tower web connection, per WhistleOut.

No Interest Til Almost 2027?

Some Americans have already caught on about 47% of cell phone users now use an MVNO plan.

Whats the Difference Between MVNOs and Traditional Carriers?

The primary benefit of this, of course, is the cost savings to the consumer.

But it does come with some drawbacks.

Once you join Mint, youll receive a SIM card with activation instructions.

Data can also be added ad hoc for $10 per gigabyte or $20 per 3 gigabytes.

you might also upgrade your plan at any time online.

All plans require an upfront payment of the entirety of the cost in advance.

Taxes and fees are extra.

Its networkcovers 99%of the population, so youre likely well-placed to take advantage wherever you live.

That said, you caninput your ZIP codehere to see what quality of coverage you might have.

If you choose to use a phone you already have, youll want to checkyour compatibility here.

How much it costs:Visible offersmonthly and annual plans.

Youll also be able to use unlimited Hotspot access and unlimited talk and text to Mexico and Canada.

Youll also have a more expansive international plan.

The companys app also allows you to easily monitor your data usage and change your plan, if necessary.

How much it costs:Like Visible, US Mobile offers bothmonthly and annual plans.

US Mobile also offers a third flex option if you decide to pay annually.

These rates also go up to $15 to $35 after the first three months.

Still, its important to note that 5G is not guaranteed everywhere.

Its best toinput your location hereand see what Google Fi can provide.

Much like other MVNOs, Google Fi uses a variety of carriers to get you connected.

All plans include coverage in the U.S., Canada and Mexico, per the companys site.

you’re able to also apply your web link to your smartwatch.

How much it costs:For a single person, Google Fioffers three plans.

you’re free to also try Google Fi for free for seven days.

Her work has appeared in Teen Vogue, Smithsonian Magazine and the Tampa Bay Times.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…