Alliant Credit Union is a not-for-profit, member-owned financial institution that has been around for more than 80 years.
Headquartered in Illinois, Alliant Credit Union is open to members nationwide.
In this review:
What Is Alliant Credit Union?
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In addition, Alliant Credit Union offers a online grid of 80,000 surcharge-free ATMs across the country.
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At sign-up, Alliant will provide you with a Visa debit card and a free first box of checks.
And as of August 2021,Alliant has eliminated overdraft fees.
Unfortunately, noteverythingcomes free with Alliants checking option.
There is a 1% foreign transaction fee when using the Visa abroad.
The account offers the same APY and has the same perks and drawbacks as the regular High-Rate Checking account.
Youd be hard-pressed to find an APY that high at a brick-and-mortar credit union or bank.
However, if you want to collect that 0.55% APY, youll need more than that $5.
Theres also fine print when it comes to monthly maintenance fees.
If you want paper-based statements, youll pay a monthly $1 fee.
Also like the checking, the savings account includes mobile check deposit and easy 24/7 access.
A bright spot for the high-yield savings account is its supplemental savings account option.
This account is ideal for children who are 12 or younger.
In the next section, it’s possible for you to find out more about the mobile app.
you might download the app for Android and Apple devices.
That said, the app is top-notch when run on iOS and Android operating systems.
The app allows you to view your balance (before you even access!
Check out theAlliant websitefor more details.
Beginner investors can learn more about CDs (and the CD ladder investing strategy) inthis intro to CDs.
What are the benefits?
Auto Loans, Personal Loans and Mortgages
Looking for a lender?
Getting a loan from the institution with which you do your standard checking and savings banking can be convenient.
Alliant Credit Union Customer Service
Alliant Credit Union offers around-the-clock support.
Here are a few key ways to contact Alliant:
Find more contact infohere.
Is Alliant Credit Union Right for You?
), and its clear why.
Trying to decide if Alliant is a good fit for you?
Alliant has three credit card options, mortgage loans, car loans and personal loans.
Is Alliant Credit Union Real?
Alliant Credit Union is a legitimate online credit union insured by the NCUA.
That means accounts are federally insured up to $250,000.
Does Alliant Credit Union Work with Bad Credit?
How Do You Qualify for Alliant Credit Union?
Becoming a member of Alliant Credit Union is quite simple.
Doing so costs $5, but Alliant will pay this fee for you.
), minimum balance requirements, ease of ATM access, physical locations and more.
In addition, we award a grade for convenience and digital banking.
It sounds appealing right?
Check it out here!