Do you ever feel the whole financial system is conspiring against you?

They dont make it easy, do they?

They make managing your money feel like tiptoeing across a tightrope.

A woman smiles as she text messages someone on her phone.

What if there was a financial app that was totally on your side?

ThatsAlbert, an all-in-one app that combines banking, savings, investing and budgeting.

Theyll help you figure out what to do with your money.

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This growing app has 8 million members who have collectively saved over $1 billion.

(A lot of us have pretty much nothing in savings right now.)

Also, you get a sweet $150 bonus when you sign up.

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Details below.1

No Interest Til Almost 2027?

Balance Transfer = Credit Card Cheat Code

We decided to review Albert and the various services it offers.

Heres our rundown of its five main features:

1.

Just pay it back with your next paycheck.2

Grade: 5/5 stars

2.

The account also has bank-level security.

Automatic Savings

Having trouble saving money?

Put it on autopilot and see what happens.

Ask a Genius

Like we said before, this is what setsAlbertapart from its competition.

Everyone could use a genius on their side.

Investing with Albert

Ultimately, investing is the best way to build wealth.

The only drawback is that you cant invest in a tax-advantaged retirement plan like an IRA through Albert.

Youll have to go somewhere else for that.

All of the investing is commission-free.

Budgeting and Financial Planning

Budgeting is tough.

So Albert will help you map out a budget.

Itll send you alerts to help you avoid mistakes.

you’re free to automatically track your spending and see your available funds.

Genius can show you insights on your budget as well as your financial planning timeline.

Auto, home, renters or life insurance.

How Does Albert Stack Up?

With so many useful features,Albertfunctions as a one-stop shop for all your financial needs.

It can help you make all kinds of important decisions.

Pro: The Genius service puts real human financial experts at your fingertips, for a bargain price.

It has customer service via text, though.

Alberts users appear to like it.

The app is highly rated in Apples App Store, with 4.7 out of 5 stars from 119,000 users.

In Androids app store, its rated 4.0 out of 5 stars with 45,000 reviews.

Our overall grade for Albert: 4.5 out of 5 stars

It only takes a few minutes tosign up.

Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.

See app for details.

2Download to see if you qualify for Albert Instant.

Repay the Instant advance with your next paycheck.

3Albert is not a bank.

Banking services provided by Sutton Bank, Member FDIC.

Early access to direct deposit funds may vary depending on the payers deposit timing.

Cash back subject to terms.

ATM fees may apply.

Savings bonus may vary.

If you cancel within 30 days of signing up, you will not be charged for your subscription.

Your subscription will auto-renew until canceled.

6All investments involve risk.

Advisory services provided by Albert Investments, LLC.

Securities products and services offered to self-directed investors through Albert Securities LLC, Member FINRA/SIPC.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…