It turns out, most of us still like to take care of business in person.
Yes, we love the convenience of online banking and its time-saving tools.
The perks can vary between online-only banks and physical locations, but so too can your experience.
Image credit: Anthony Quintano for TD bank
When choosing a financial institution, it is important to confirm whether your money is federally insured or not.
At most banks, including TD Bank, deposit accounts are FDIC insured up to $250,000 per depositor.
No Interest Til Almost 2027?
However, many traditional brick-and-mortar banks offer competitive, and even higher, interest rates that many online banks.
Instead, its better to compare on a case-by-case basis.
Its the breadth of features and the ability to talk face-to-face with financial experts that give you more value.
