That magical time of year when we somehow forgetthe chaos of last-minute shoppingonly to repeat it annually.

But not this year.

This year, youre going to crush holiday shopping like the efficient, money-saving champ you aspire to be.

young woman holding two presents up in the air

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Make Easy Money To Help Fund Your Holiday Shopping

1.

Give Fewer (But More Thoughtful) Gifts

Think fewer gifts, less stress and more fun.

Try suggesting a Secret Santa or White Elephant-bang out party with family and friends.

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Explain the benefits of each person only needing to put their energy into one thoughtful gift.

Many people welcome new traditions that lead to reduced stress and more relaxation during the holiday season.

Create a Gift List (with a Backup Plan)

Winging it is a terrible strategy.

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Write down everyone you need gifts for, along with reasonable ideas and a budget.

This will save you from buying emergency scented candles at full price on Christmas Eve.

No one wants another lavender candle.

Have a fail-safe backup ready, like an Amazon gift card.

While shopping for everyone else, keep an eye out for those giftless folks.

If nothing jumps out?

Gift card it is.

And if youre running low from last year, double-check to addwrapping paperto the list.

Because Youre Creative (Right?)

On a super tight budget this year?

Handmade gifts say, Time is money, but I have more time than money and I love you.

Stick to simple, foolproof DIYs and Set aside some crafting time on the calendar.

No one enjoys panic-bedazzling t-shirts when they could be eggnogging with the Hallmark channel.

Bonus: No one has to fake enthusiasm for a coaster set.

(You get socks!

Everybody gets socks!)

When its time to shop, dont go off the rails.

Stick to your list and your budget.

7 Ways to Make Money if You Hate People

Do you avoid people too?

Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.

No, you dont need to wait for December to shopyoure better than that.

Install abrowser extensionlike Honey or Capital One Shopping to be automatically notified of promo codes and free shipping offers.

Its not selfishits just smart.

Make them more unique for a few of those special humans on the list.

Hit up local markets or small businesses to find that handcrafted, one-of-a-kind gift.

peek if any of your online or in-person shops offer free or cheap gift wrapping.

Did you know?

Getting your holiday shopping done early and on the cheap isnt just possibleits necessary.

So, pour yourself a hot cup of coffee (or eggnog, no judgment) and get cracking.

Your wallet and your future, chilled-out self will be grateful.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…