Going to the dentist can be expensive.
Each patient pays about $430 a year on dental expenses, estimates theAmerican Dental Association.
Think how quickly that adds up for a family of four!
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Ask for a Discount
Do you love your dentist, but wish you could pay less to see her?
Ask for a discount or try tonegotiate your bill.
Has a true financial hardship come your way?
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Go ahead and start now, but be sure to bookmark this post so you might easily return later.
Well keep it updated as offers changes or expire.
If youvelost your jobor youre battling a serious health condition, talk with your dentist and the billing department.
They might reduce their fees accordingly.
Or you might be able to work out a payment plan with the office.
Lastly, ask if it’s possible for you to receive a discount for referring a friend.
Or, see if its possible to knock off a few bucks for anonline review.
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2.
Heres how it works.
First, you pay an annual fee for the dental savings plan of your choice.
Many operate on a sliding scale system while others offer flexible payment plans.
Services are available to people with incomes that are 200% or below the federal poverty level.
Wait lists can be long, so its important to reach out to your local clinic early.
You might be able to score a tax credit for a dental plan onHealthCare.gov.
However, you might only receive the credit if you purchase an insurance plan through the HealthCare.gov marketplace.
Without employer insurance or a federal premium tax credit, purchasing dental insurance on your own can be costly.
It may even make sense to ditch your dental insurance altogether.
You may find paying out of pocket is cheaper.
Just know the no-dental-insurance-route works best if you dont have a history of extensive dental work.
Shop Around
Many communities are flooded with dentists competing for your business.
Where can you find these killer deals?
Try sites like:
6. you’re free to save big by having a dental hygiene student clean your teeth.
Students love volunteers, and the cleaning you receive during the exam is likely free.
Check this directory for yourlocal dental hygiene programor look through this list ofdental schools.
The students are generally eager to give quality care.
Plus, licensed dental instructors help them every step of the way, so youre in good hands.
Be aware that learning takes time, so your appointment will be a bit longer than usual.
It could save you a bundle.
Theres often more than one way to fix dental issues.
Call another dentist for a second opinion.
When you schedule an appointment, ask for a free consultation to dodge the cost of another exam.
Also, bring current X-rays to avoid paying for them twice.
Practice Prevention
Not getting a cavity is always cheaper than the lowest priced filling.
Not only do said fillings have a price tag, but time is money.
Missing work alone can be a significant expense!
Prevent tooth decayand other harm to your teeth today.
While brushing and flossing may come to mind, there are a few other options as well.
Xylitol gums and candiesare a tasty approach to halt cavity-causing bacteria in its tracks.
Also, a night guard can assist in preventing wear on your chompers from grinding and clenching.
Take care of your oral health and help keep your hard-earned cash in your pocket.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
