Seeking medical care in the United Stateswithout health insurancecan be a complicated and extremely expensive journey.
From wellness visits to urgent care, connecting with a doctor online can help you save money.
Here are the best options for pursuing telemedicine without insurance coverage.
Plus, how much it costs to use each one.
Telehealth visits may even be free with insurance.
When Insurance Falls Short…
Unfortunately, insurance doesnt covereverything.These resourcescan help you manage those unexpected expenses.
How Much Is Telemedicine Without Insurance?
Just like in-person care, the cost oftelemedicine without insurancevaries.
Health care providers each have their own pricing tiers and options.
Some providers, such as GoodRx Care, also offer subscriptions to help you save on ongoing care.
Plus, studies show that virtual visits dont just cost less.
Since launching in 2019,GoodRx Carehas offered affordable telehealth care without insurance.
You may save even more with a Gold Membership.
Gold memberships cost $9.99 a month for an individual or $19.99 a month for a family.
MDLive also serves those with insurance.
Pricing for MDLive varies depending on the punch in of care.
But all costs are shown upfront before you begin your sessions, so there are no surprises.
Youll pay anywhere from $89 to $299 for an initial visit.
Teladoc
When you need telemedicine without insurance, one option to call isTeladoc.
To begin with Teladoc, all you oughta do is set up your account and provide your information.
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Now withDoctor on Demand, you could summon a medical professional to your home for a virtual visit.
Its a great way to access telemedicine without insurance.
Preventive health is also available, including diet and nutrition guidance and medication management.
Patients can also use Amwell by calling in from a mobile rig or landline.
The mobile app provides access to video call sessions.
it’s possible for you to also have a voice-only medical consultation over the phone.
Sesame
Sesamehas a unique approach that combines a telemedicine appointment with options for in-person visits.
PlushCare
PlushCare might seem a little steep compared to others.
But they specialize in same-day appointments for both mental and sexual health.
It offers appointments for general and urgent care, therapy and weight loss, too.
Just one catch: Only members get that level of service.
Membership costs $19.99 a month or $99 a year, whether you have insurance or not.
HealthTap puts 90,000 licensed physicians at your fingertips for video chats or text messages.
This can really pay off with discounts on a telehealth appointment that cut costs 50% or more.
But if youre in crisis, you shouldnt wait for a telemedicine appointment.
VisitSAMHSAs mental health hotlinefor online treatment options available immediately, or call 1-800-662-4357 for help.
Need a Hand With Bills?
Listen, we know its tough out there.
But theres no shame in asking for help.
These companiesmake it easy to help yourself and your bank account.
No, every telemedicine app charges you to see a provider.
you’ve got the option to also look for a sliding-scale clinic in your area.
Virtual visits may not be an option but what you pay is based on your income.
Most telehealth without insurance requires a small fee and disclosure of medical history to access ongoing mental health treatment.
Anonymous online treatment options are available for those in crisis who need immediate care.
Yes, just like seeing a doctor in-person, there will be a charge to see a doctor virtually.
Our top pick isGoodRx Care.
In many cases, yes, telemedicine doctors are able to send prescriptions to your local pharmacy for pickup.
Kaz Weida is a former senior staff writer at The Penny Hoarder covering saving money and budgeting.
Michael Archambault is a former senior writer for The Penny Hoarder specializing in technology.
Freelancer William Fewox contributed to this report.
