Lets not even talk about the shorter winter days.

Try these tips before refilling your travel mug and hitting the road to get to work.

Need Some Quick Cash?

Young woman refueling car at the gas station.

SbytovaMN/Getty Images

If youre looking to boost your income this month, weve got just the thing for you.

Unless your owners manual recommends a higher-octane gasoline, youre throwing your money away buying anything other than regular.

Drop Your Overpriced Car Insurance

Its true what they say.

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You cant just trust your car insurance provider to do the right thing and keep your prices competitive.

You have to see whats out there.

Get a new car?

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Get a little older?

You could save money by using NerdWallet to compare car insurance rates from insurers across the country.

Need a Hand With Bills?

Listen, we know its tough out there.

But theres no shame in asking for help.

These companiesmake it easy to help yourself and your bank account.

Chances are youre seriously overpaying with your current policy.

If its been more than six months since your last car insurance quote, you should look again.

And dont worry CheapRatesOnline uses advanced data security and encryption technology, so all your details are safe.

You could be paying as little as $19 a month* for car insurance.

Download Store Loyalty Apps

Does your preferred grocery store have an app?

Itll probably help you save.

For example, you cansave at Walmartusing its Savings Catcher app.

you could make a shopping list, check in-store and online prices and peek at the weekly ad.

In fact, theyre kind of counting on you not noticing.

Luckily, this problem is easy to fix.

Dont waste your time browsing insurance sites for a better deal.

Tired of overpaying for car insurance?

Cancel Your Car Insurance

Heres the thing: Your current car insurance company is probably overcharging you.

But dont waste your time hopping around to different insurance companies looking for a better deal.

Use awebsite called EverQuoteto see all your options at once.

Take a couple of minutes toanswer some questionsabout yourself and your driving record.

With this information, EverQuote will be able to give you the top recommendations for car insurance.

In just a few minutes, you could save up to $610 a year.

That would be quick and easy, right?

No, no, a thousand times no!

Thats a good way to end up unhappily shackled to a credit card thats all wrong for you.

Read through our list ofbest rewards credit cardsto get the most out of your spending.

Drowning in Expenses?

Maybe youre scrambling after your car broke down.

Or you got a medical bill you werent expecting.

Or inflation has finally pushed your budget over the edge.

You dont need to go it alone.

When money is tight,these resourcescan help you manage unexpected expenses without stress.

*NerdWallet believes everyone should be able to make financial decisions with confidence.

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Our partners cannot pay us to guarantee favorable reviews of their products or services.