(Venmo doesnt allow transactions that large anyway.)

No, were not going to tell you how to buy hundreds of shares of Apple stock.

Or how to pick out the perfect yacht.

A woman throws money around while wearing a yellow suit against a purple backdrop. This story shows you how to retire like a millionaire.

These are simple money moves any normal, non-millionaire person can maketoday.

Each tip can get you closer to achieving your big goals.

Take a look:

1.

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Find Out If Youre Overpaying

Wikibuy tells you when youre about to pay too much for an item.

For example, you could save $42 on these headphones.

No Interest Til Almost 2027?

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Balance Transfer = Credit Card Cheat Code

Thats exactly what a free service called Wikibuy does.

Wikibuys free alerts can be added to your online window.

Lets say youre shopping for a new TV.

Youre ready to check out, and you assume youre getting the best price.

Heres when Wikibuy will pop up and let you know if youre about to overpay.

It will even automatically apply any known coupon codes to your order.

So far, Wikibuy has saved users more than $70 million.

Did you know?

Knock $715/Year From Your Car Insurance in Minutes

When was the last time you compared car insurance rates?

Chances are youre seriously overpaying with your current policy.

If its been more than six months since your last car insurance quote, you should look again.

Yep in just one minute you could save yourself $715 this year.

Thats some major cash back in your pocket.

But with an app calledStash, it doesnt have to be.

If these companies profit, so can you.

*

4.

Stop Paying Your Credit Card Company

If you have credit card debt,you know.

Its just getting rich by ripping you off with high interest rates some up to 36%.

But a website calledAmOnewants to help.

Youll be left with one bill to pay each month.

Plus: No credit card payment this month.

You probably know more than one news-junkie who fancies themselves an expert in respiratory illness or a political mastermind.

And research companies want to pay you to keep watching the news.

A website calledMyPointswill pay you to watch short news clips online.

Choose which ones you want to watch each day, then itll ask you a few questions about them.

Youll even be able to spot any errors holding you back (one in five reports have one).

Want to check for yourself?

Its free and only takes about 90 seconds tosign up.

7.See if Youre Wasting Money on Homeowners Insurance

Youre probably wasting money right now.

And its probably on something youd never expect your homeowners insurance policy.

The thing is, you need it.

Basically everything you own everything youve worked hard to afford sits in your home.

What happens if someone breaks in?

A massive water leak?

Unless you have insurance, you could be out of luck.

But youre probably paying too much.

Luckily, with a company calledLemonade, prices start at as little as $25 a month for homeowners.

No lengthy sign-up process.

The whole process takes just 10 minutes.

Just answer a few questions about your home toget started.

1Not all stocks pay out dividends, and there is no guarantee that dividends will be paid each year.

2To note, SIPC coverage does not insure against the potential loss of market value.

For Securities priced over $1,000, purchase of fractional shares starts at $0.05.

*Offer is subject to PromotionTerms and Conditions.

The Penny Hoarder is a Paid Affiliate/partner of Stash.

Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…