Alotof apps exist to help you manage your finances.

We know we learn about new ones every day.

So we decided to save you a little time and tell you which money management apps weveactuallytried out.

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7 Ways to Make Money if You Hate People

Do you avoid people too?

Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.

Go ahead and hang up.

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(We know youre probably listening to crappy music while sitting on hold, anyway.)

Download TrueBill, an app thatll negotiate your bills, cancel unwanted subscriptions and refund your bank fees.

After downloading the app, create an account and link your bank account and/or credit cards.

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Turn on the bill negotiation and outage protection features.

On average, Truebill customers get $12 in credits off their cable bills each month.

But a banking app calledChimewants to protect you from both of those problems with its SpotMe feature1.

Signing uptakes just a few minutes.

Invest Your Spare Change

Its no brilliant secret that investing can be a smart way to make money.

Sometimes, though, it feels restricted to a few wealthy elite.

But these apps are different.

you’re able to start small and stack up change over time with its round-up feature.

Then, the app does the whole investing thing for you.

You just choose from a set of simple portfolios reflecting your beliefs, interests and goals.

The folks who createdLong Gamehave you covered with a game thats fun and helps you achieve your financial goals.

As you save and accomplish missions youll earn coins to play mini games for cash prizes!

Were talking the classics, like slot machines, scratch-offs and spin-to-win wheels.

Penny Hoarder Carson Kohler uses Long Game to save money.

Every two weeks, it sneaks $5 out of her bank account and rewards her with coins.

In two months, shes saved $35.70, just by playing games on her phone.

nudge, nudge, wink, wink

MeetCharlie.

Hes a money-saving penguin.

Unfortunately, hes not here to bring delight to your household with belly flops and fin hugs.

Hes not only cute.

Youll connect your bank account or credit card (or both) so he can get to work.

Oh, and hes free!

Thanks, little dude.

6.Protect Your Credit Score

Your credit score is important.

The better your score, the better deal youll get on a mortgage, car loan or credit card.

Were talking big money here.

Because it simplifies everything, you should be able to spot any errors.

Lower Your Interest Rates

If you have credit card debt,you know.

Its just getting rich by ripping you off with high interest rates.

But a website calledAmOnewants to help.

Youll be left with one bill to pay each month.

Plus: No credit card payment this month.

It takes two minutes tosee if you qualify for up to $50,000 online.

Chime is a financial technology company, not a bank.

Banking services and debit card provided by The Bancorp Bank N.A.

or Stride Bank, N.A.

Your limit will be displayed to you within the Chime mobile app.

You will receive notice of any changes to your limit.

Your limit may change at any time, at Chimes discretion.

Although there are no overdraft fees, there may be out-of-internet or third party fees associated with ATM transactions.

SpotMe wont cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions.

See Terms and Conditions.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…