Before Biden ordered the extension, the moratorium was set to end Jan. 31, 2021.
Weve compiled what we know about the latest order into this eviction moratorium FAQ.
How do I know if I qualify for the eviction moratorium?
To qualify, youll have to sign a sworn declaration affirming that:
2.
What should I do if my landlord is threatening to evict me?
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Each adult covered by the lease should print out their own form.
You dont need to send a copy to the federal government.
Does this mean my back rent is forgiven?
No, no, NO.
We cannot stress that point enough.
Any unpaid rent you owe will continue to accrue.
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4.
Does the order provide money for rental assistance?
The order simply delays eviction proceedings for another two months.
It doesnt offer financial assistance for renters or landlords.
However, the stimulus bill that became law in December included $25 billion in emergency rental assistance.
The assistance will be administered by state and local governments.
Money can be used for back rent and utility payments, as well as future payments.
To apply or get more information, youll need to contact your local housing agency.
Figuring which agency to connect with can get complicated.
If youre not sure what agency to contact, try calling the 211 helpline for direction.
Im a landlord who lives off of rental income.
What does this order mean for me?
Check with your local housing agency for more information.
Landlords can still pursue evictions, back rent, fees and interest once the moratorium ends.
But the order also makes it clear that landlords who violate it could face hefty penalties.
What if I live in a motel?
Youre not covered under the order.
The moratorium only applies to tenants covered under a lease.
It explicitly states that those living in hotels, motels and other temporary housing are excluded.
In this case, we strongly suggest calling the211 helpline, which can connect you with local housing resources.
Are there any circumstances in which a tenant can still be evicted?
you’ve got the option to still be evicted for reasons other than not paying.
Dont wait until March to make your action plan.
Take a hard look at all your bills.Your food, health care and shelter are yourtop priorities.
Wed advise paying your rent unless doing so means going hungry or without medication.
Stop making credit card and loan payments if you must.
Youll still owe that rent come April.
It will be a lot easier to recover from falling behind on credit cards than losing your housing.
Get connected with local resources now.When youre facing homelessness, the best resources are available at the local level.
Robin Hartill is a certified financial planner and a senior editor at The Penny Hoarder.
She writes the Dear Penny personal finance advice column.
Send your tricky money questions to[email protected].
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
