In school, theyll teach you all the algebra you’re able to take.

Theyll teach you about geometry and trigonometry.

They might even teach you about calculus.

A group of students study together in the library.

Tina Russell/The Penny Hoarder

But they dont teach you diddly-squat about money.

Despite all our education, our overall state of financial literacy is way too low.

Lets refresh our financial education with these money lessons you didnt learn in school.

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Doing these could save you thousands this year.

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

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But what if your car breaks down, or you have a sudden medical bill?

Ask one of these companies to help…

Thats why a lot of people use automated micro-investing apps likeStash.

When these companies profit, so can you.

Some companies even send you a check every quarter for your share of the profits, called dividends.

Subscription plans start at $1 a month.

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2.

Cancel Your Car Insurance

Heres the thing: your current car insurance company is probably overcharging you.

But dont waste your time hopping around to different insurance companies looking for a better deal.

Did you know?

Take a couple of minutes toanswer some questionsabout yourself and your driving record.

With this information, EverQuote will be able to give you the top recommendations for car insurance.

In just a few minutes, you could save up to $610 a year.

Want to see if you’re free to win money at it?

A free app calledSolitaire Cashlets you play for real money up to $83 per win.

For each game of Solitaire, youll compete against at least five other players.

Everyone gets the same deck, so its all about skill.

The top three players can win real money.

you’re free to play free practice games or enter tournaments for as little as $1.

And no, this isnt one of those spammy apps.

There arent even any annoying ads.

Want to see how much you could win?

Taking three quick surveys a day could earn up to $140 each month.

It takes just a minute to create a free account and start getting paid to speak your mind.

Most surveys take five to 15 minutes, and you might check how long theyll take ahead of time.

Youll get paid within 48 hours of your payout being processed, just for sharing your opinions.

Plus, theyve got an excellent rating on Trustpilot.

It takes just a minute toset up your account and start getting paid to take surveys.

Plus, right now, youll get a free 100-point welcome bonus just for becoming part of the community.

But this one actually gives you the chance to win up to $83 every time you play.

And no, this isnt one of those spammy apps.

There arent even any annoying ads.

Stop Paying Your Credit Card Company

If you have credit card debt,you know.

Its just getting rich by ripping you off with high interest rates some up to 36%.

But a website calledAmOnewants to help.

Youll be left with one bill to pay each month.

Plus: No credit card payment this month.

So, how much money could you save yourself by employing these strategies?

Its hard to say.

It ultimately depends on how hard you go.

Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.

*For Securities priced over $1,000, purchase of fractional shares starts at $0.05.

The Penny Hoarder is a Paid Affiliate/partner of Stash.

Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser.

Bestow Life Insurance products may not be available in all states.

Policy limitations or restrictions may apply.

Not available in New York.

Our software asks lifestyle and health questions to determine eligibility to make it avoid requiring a medical exam.

Rates will vary based on underwriting review.

When you log into your bank account, how do your savings look?

Probably not as good as youd like.

It always seems like an uphill battle to build (and keep) a decent amount in savings.

But what if your car breaks down, or you have a sudden medical bill?