If this year has taught us anything, its that we can adapt.

Or more accurately: We HAVE to adapt.

Weve adapted our social lives, our work environments and our eating habits.

A woman holds a coffee cup while looking out the window in her kitchen.

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(I, for one, have never baked so much banana bread in my life.)

Weve also had to change how we handle our money.

Those pearls of financial wisdom we all grew up hearing?

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Some of them feel downright outdated at this point.

So if you havent started investing and have some money to spare, you could start small.

Investing doesnt require you throwing thousands of dollars at full shares of stocks.

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In fact, you could get started with as little as $1.

*

7 Ways to Make Money if You Hate People

Do you avoid people too?

Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.

But it makes it simple by breaking them down into categories based on your personal goals.

Want to invest conservatively right now?

Want to dip in with moderate or aggressive risk?

Do what you feel.

Subscription plans start at $1 a month.

Unlike other sites, InboxDollars pays you in cash no points or gift cards.

Its already paid its users more than $56 million.

Signing up takes about one minute, and youll immediately receivea $5 bonusto get you started.

How can you be expected to put money into an emergency fund that youre dipping into each month?

Have you thought about how your family would manage without your income after youre gone?

How theyll pay the bills?

Send the kids through school?

Youre probably thinking:I dont have the time or money for that, especially right now.

Rates start at around $20 a month.

  • The peace of mind knowing your family is taken care of is priceless.

Were talkinghundredsof dollars less each year.

Yep in just one minute you could save yourself $715 this year.

Thats some major cash back in your pocket.

Add on a global pandemic and mass unemployment, and youre looking at anxiety through the roof.

And the truth is, your credit card company doesnt really care.

Its just getting rich by ripping you off with high interest rates.

But a website calledAmOnewants to help.

Youll be left with one bill to pay each month.

Plus: No credit card payment this month.

It takes two minutes tosee if you qualify for up to $50,000 online.

Kari Faber ([email protected]) is a staff writer at The Penny Hoarder.

*For Securities priced over $1,000, purchase of fractional shares starts at $0.05.

The Penny Hoarder is a Paid Affiliate/partner of Stash.

Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser.

Bestow Life Insurance products may not be available in all states.

Policy limitations or restrictions may apply.

Not available in New York.

Our tool asks lifestyle and health questions to determine eligibility to make it avoid requiring a medical exam.

Rates will vary based on underwriting review.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…