Thats why we believe there are times you should break the rules, without shirking responsibilities.
Here are some financial rules that might be destroying your mental health:
Breakable Rule No.
But you never seem to make a dent.
Its because of those sky-high interest rates as much as 24% interest.
It can feel impossible to get ahead.
ButMoneyLioncould help you find offers to cut your interest rate by 70% as soon as tomorrow.
Thats 70%* lower than the average credit card interest rate.
And its the key to finally getting ahead.
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
If you have a credit score of at least 620, you could get up to $100,000.
And terms go up to 144 months.
Worried you wont qualify?
Take two minutes to check online andsee if you could cut your credit card interest rate by 70%.
*Based on creditworthiness.
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Breakable Rule No.
Just kidding, dont answer that question.
The real question is this: how much joy do your subscriptions bring you?
The answer is likely a lot.
One expense that definitely wont hurt your heart to cut is your car insurance.
When was the last time you even checked prices?
You should shop your options every six months or so it could save you some serious money.
Use awebsite called EverQuoteto see all your options at once.
Take a couple of minutes toanswer some questionsabout yourself and your driving record.
With this information, EverQuote will be able to give you the top recommendations for car insurance.
In just a few minutes, you could save up to $610 a year.
Breakable Rule No.
Is it really worth the couple of bucks saved?
And you also deserve to make some money back.
For your efforts, youll earn gift cards to places like Amazon or Walmart.
You candownload the free Fetch Rewards app hereto start getting free gift cards.
Over a million people already have, so they must be onto something…
Breakable Rule No.
Or taking a nap.
Its your time back, you do what you want with it.
So dont feel guilty about spending a little bit of money each month to have someone wash your car.
Budget it in and enjoy your well-deserved time off.
Breakable Rule No.
Never Splurge on Non-Essential Items
We know, we know, the best things in life are free.
(writers note: Yes.
Yes I very specifically have had this dream.)
There is a way to make it happen, though.
Factor monthly deposits into your budget the way you would any savings goal.
$10 here, $20 there eventually itll add up.
Breakable Rule No.
Where do you start?
Poshmark, Facebook Marketplace, LetGo, Craigstlist, a garage sale… Ugh!
Unless something is truly worth the money, you dontneedto sell everything.
So give it away.
Drop it all off at a donation center (dont forget the tax credit!
), list fun items on your local Buy Nothing Facebook group or even host a free yard sale!
Financial rules sometimes need to be broken if theyre affecting your mental health.
Kari Faber is a staff writer at The Penny Hoarder.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…