The concept of buying discounted gift cards is simple enough.
You stack your savings by combining Black Friday sales with discounted gift cards as payment.
And most retailers let you use their cards in-store or online.
Here are five ways you could buy gift cards for less than face value.
Typically, quantities are limited and the deals sell out fast, so check often.
you could sign up onDoctor of Creditto receive phone notifications of these types of deals.
Discounted Gift Card Sites
Many websites help youbuy discounted gift cardswith unused balances.
Discounts vary according to demand, and from site to site.
No Interest Til Almost 2027?
Local Store Promotions
I once bought gift cards for several retailers at Dollar General for 15% off.
Did you know?
For example,Discovers 5% categoriescurrently include Amazon.com, Walmart.com and Target.
Chase Freedomis another card with rotating 5% cash back categories (new ones every three months).
Use Amex Offers
If you have an American Express card, take advantage ofAmex Offersto get discounted gift cards.
Just watch for offers at places that sell gift cards.
You might even get gift cards for free.
There was no shipping charge, so I got $30 in Home Depot cards for free.
If youre uncertain, just buy cards for places where you usually shop.
That way, you could easily liquidate them after Black Friday if you havent used them all.
Then youll find the necessary gift cards at the best discounts available.
Here are some examples of how to really stack up those savings.
At the moment, the best rate is 5% from Mr.
Rebates portal link to go toRaise.
Search through the manyMichaels gift cards.
Buy stuff at Michaels for at least 50% off on Black Friday.
Example #3
Add a coupon to the last example to usefive savings tactics for one purchase.
I once a five-level stack recently (not for Black Friday).
Steve Gillman is the author of 101 Weird Ways to Make Money and creator of EveryWayToMakeMoney.com.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…