Wouldnt it be nice to rid yourself of those financial black clouds bringing you down?
The mounting debt, the sinking credit scores, the rising expenses chipping away at your savings?
Of course it would.
Just because these are long-term strategies doesnt mean you cant get started today.
Make these moves to help set yourself up for life.
Stop Paying Your Credit Card Company
Every month, you make payments toward your credit card debt.
But you never seem to make a dent.
Its because of those sky-high interest rates as much as 24% interest.
It can feel impossible to get ahead.
ButMoneyLioncould help you find offers to cut your interest rate by 70% as soon as tomorrow.
Thats 70%* lower than the average credit card interest rate.
And its the key to finally getting ahead.
No Interest Til Almost 2027?
If you have a credit score of at least 620, you could get up to $100,000.
And terms go up to 144 months.
Worried you wont qualify?
Take two minutes to check online andsee if you could cut your credit card interest rate by 70%.
*Based on creditworthiness.
Dont Miss:6 Companies That Send People Money When Theyre Asked Nicely
2.
But by letting your credit score slip, you could be creating even more issues down the road.
So first things first check your credit score and your credit report.
Use a free website likeCredit Sesame.
Youll even be able to spot any errors holding you back (one in five reports have one).
Its free and only takes about 90 seconds tosign up.
Invest With Long-Term Goals In Mind
Yes, short squeezes and options and puts can be exciting.
When youre aiming to set yourself up for life, high-risk investments can set you back.
So unless you’re able to afford to lose what you put into volatile investments, dont.
One of the safest ways to invest long-term is through traditional stock market investments.
If these companies profit, so can you.
*
4.
How is that possible?
Start with the places youre likely overpaying, like your car insurance.
When was the last time you even checked for new quotes?
If it was more than six months ago, you could have a lower rate by now.
Use awebsite called EverQuoteto see all your options at once.
Take a couple of minutes toanswer some questionsabout yourself and your driving record.
With this information, EverQuote will be able to give you the top recommendations for car insurance.
In just a few minutes, you could save up to $610 a year.
Kari Faber is a staff writer at The Penny Hoarder.
Shes not set for life yet!
1Not all stocks pay out dividends, and there is no guarantee that dividends will be paid each year.
2To note, SIPC coverage does not insure against the potential loss of market value.
For Securities priced over $1,000, purchase of fractional shares starts at $0.05.
*Offer is subject to PromotionTerms and Conditions.
The Penny Hoarder is a Paid Affiliate/partner of Stash.
Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser.