And it doesnt get weird if you stop communicating with them regularly.

Sure, family members probably wont charge you interest if you borrow money from them.

Borrowing money from family and friends is never fun.

A woman jumps for joy on top of her sofa.

There are other options.

Its just getting rich by ripping you off with high interest rates some up to 36%.

But a website calledAmOnewants to help.

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Youll be left with one bill to pay each month.

Plus: No credit card payment this month.

It takes two minutes tosee if you qualify for up to $50,000 online.

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But this one actually gives you the chance to win up to $83 every time you play.

And no, this isnt one of those spammy apps.

There arent even any annoying ads.

Cancel Your Car Insurance

Heres the thing: your current car insurance company is probably overcharging you.

But dont waste your time hopping around to different insurance companies looking for a better deal.

Use awebsite called EverQuoteto see all your options at once.

Take a couple of minutes toanswer some questionsabout yourself and your driving record.

With this information, EverQuote will be able to give you the top recommendations for car insurance.

In just a few minutes, you could save up to $610 a year.

People who use the app regularly earn as much as $290 every year.

Thats cash money deposited straight into your PayPal or bank account.

Or redeem it for a gift card from popular brands like Amazon and Starbucks.

You just have to answer honestly, and Swagbucks will continue to pay you every month.

We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in a year.

It takes about one minute to sign up, andstart getting paid while you watch the news.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…