Many of us carry credit card debt.
Its an unfortunate fact, and its becoming more and more commonplace in todays society.
But getting rid of your debt doesnt have to be this huge life event.
Carmen Mandato/The Penny Hoarder
Trust us: you might and you will make it out.
You just have to know where to start.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
Nope!
Dont let that happen.
Instead, take away the stress and follow these simple tips to embark on your debt-payoff journey.
Get up to $100,000 From This Company
Every month, you make payments toward your credit card debt.
But you never seem to make a dent.
Its because of those sky-high interest rates as much as 24% interest.
It can feel impossible to get ahead.
ButMoneyLioncould help you find offers to cut your interest rate by 70% as soon as tomorrow.
Thats 70%* lower than the average credit card interest rate.
And its the key to finally getting ahead.
Terms go up to 240 months.
Worried you wont qualify?
Take two minutes to check online andsee if you could cut your credit card interest rate by 70%.
*Based on creditworthiness.
Chances are youre seriously overpaying with your current policy.
If its been more than six months since your last car insurance quote, you should look again.
Yep in just one minute you could save yourself $715 this year.
Thats some major cash back in your pocket.
How is my credit card billthathigh again this month?
Its time to take a few minutes to clean up your tab.
Yup.Download TrueBill, and itll negotiate your bills, cancel unwanted subscriptions and refund your bank fees for you.
On average, TrueBill says it helps customers save more than $700 a year.
Its free to sign up, and once you do, it will scan your email for any receipts.
Another way to save money?
Shop throughEbates, a cash-back site that rewards you nearly every time you buy something online.
For example, Ebates gives you 10% cash back on online purchases at Walmart.
Plus, youll get a free $10 gift card to Walmart for giving the site a try.
Disclosure: Capital One Shopping Price Protection compensates us when you sign up using the links we provide.
Now all you get for doing that is a kitchen thats clean for, like, 15 minutes.
Much like that childhood allowance, its basically bribing you to be good.
And itll reward you for that, too!
Simply link it to your checking account, and its algorithms will determine small (and safe!)
amounts of money to withdraw into a separate, FDIC-insured savings account.
Bonus: Penny Hoarders will get an extra $5 just for signing up.
Additionally, savers will receive a 1% bonus every three months.
Using this set-it-and-forget-it strategy, one Penny Hoarder saved $4,300 without noticing read his Digit review.
If you need that money sooner than expected, youll always have access to it within one business day.
Digit is free to use for the first 30 days, then its $2.99 per month afterward.
Carson Kohler (@CarsonKohler) is a staff writer at The Penny Hoarder.
Shes a very anxious person, so she totally understands how big financial to-do tasks can quickly become overwhelming.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
