Between tasting cake and trying on dresses, being financially responsible is probably the last thing on your mind…
But before walking down the aisle, its essential you and your fiance get on the same page.
Specifically, here are some financial steps to take after getting engaged to help get you there.
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If you havent, better late than never.
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
Did you know?
Being open about our finances has proven time and time again to grow our marriage stronger.
Share important numbers like your income, debt and approximate credit scores.
A relatively painless way to do this is to get a free credit report card fromCredit Sesame.
Dont let it get you down.
Instead, take those balances down in a smart way.
MoneyLioncould help you find offers to cut your interest rate by 70% as soon as tomorrow.
Thats 70%* lower than the average credit card interest rate.
And its the key to finally getting ahead.
If you have a credit score of at least 620, you could get up to $50,000.
And terms go up to 144 months.
Start Saving for Your Future
Saving is tough, and having a spouse doesnt make it any easier.
So what if you could do it in a way where you wouldnt even notice?
This innovative app automates saving for you.
Simply link it to your checking account, and its algorithms will determine small (and safe!)
amounts of money to withdraw into a separate, FDIC-insured savings account.
Using this set-it-and-forget-it strategy, one Penny Hoarder saved $4,300 without noticing read his Digit review.
If you need that money sooner than expected, youll always have access to it within one business day.
Digit is free to use for the first 30 days, then its $2.99 per month afterward.
Heres an option we like: Its theChase Freedom Unlimited card.
Theres no annual fee, and the cash-back rewards dont expire.
Get signed up and 0% intro APR for 15 months here.
*Annual Rewards amounts will change based on the amounts you enter.
The monthly spending category names and definitions may vary among issuers, and categories may not align one-to-one.
The information for the Chase Freedom Unlimited card has been collected independently by The Penny Hoarder.
The Penny Hoarder is a partner of Credible.
Will you give them an allowance?
Will you help thempay for college?
On Retirement
When you said I do, you made a promise to make a future together.
That future will look a lot better if you plan for your retirement right now.
Bonus: Penny Hoarders get the first month free with the code PNNYHRD.
Except its your 401(k) and your future.
On Spending
What are your priorities?
Would you rather have a nice car, or frequent vacations?
Is a big house important to you?
Money can cause a lot oftension in relationships often due to differing views on how to spend it.
Clarify your priorities before they become a problem.
(Personally, I feel like this is one of the most exciting parts about getting married!)
Check out thesefrequent flyer programs.
One of the easiest ways to rack up points and miles is by just using credit cards responsibly.
), Id also suggest seeking an alternativedestination.
Instead of Italy, visit Croatia; instead of Hawaii, head to Mexico.
No matter what you want, theres probably an alternate destination to serve your needs for half the price.
Book Your Flights Carefully
A lot of factors determine how much youll pay for your plane tickets.
Your best tool in the fight against sky-high ticket prices?
To get the best deal, hereshow far ahead you should book,when to buyandwhen to fly.
No Interest Til Almost 2027?
Balance Transfer = Credit Card Cheat Code