You know, that spreadsheet thats been collecting dust?
That app you havent logged into in months?
If this sounds like you, your budget could use a little attention.
Feeling overwhelmed? Create a budget that works for you with ourbudgeting bootcamp!
Dont just spend the spring deep cleaning your house and purging your closets.
Its a good time to clean up your budget too.
No rubber gloves or disinfecting spray required.
Our team has compiled alist of creative waysyou can fatten your bank account this week.
This is a long list, so dont get overwhelmed.
Well keep it updated as offers changes or expire.
Scan your bank statements from the last several months to identify recurring costs to get rid of.
2. upgrade your Spending Limits in Each Budgeting Category
A budget is not a static system.
The spending limits you set when you first started your budget may not fit your life today.
Go through all yourbudget categoriesand see if your spending projections align with your actual spending.
You may have been underestimating your spending all along.
Take some time to reflect on your spending and determine whether or not it aligns with your values.
Adding room in your budget forfun moneywill make you more likely to stick to your money management plan.
Consider Switching to a Different Budgeting Method
Theres no one right way to budget.
If youve been struggling, switch up your approach.
Thecalendar methodhelps you stay on top of upcoming expenses and payment due dates.
Thecash envelope systemprevents people from swiping their debit cards past their spending limits.
You might even find success combining a few budgeting methods,like this woman did.
Get Help to Maintain Your Budget
Cleaning up your budget is the first step.
After that its all about maintenance.
The right tools will help you keep your finances organized.
you’ve got the option to purchase pre-made binders or DIY your own.
If you prefer an app over the pen-and-paper approach, theres a plethora of options available.
Check out this list of our favoritebudgeting apps.
Find a money buddy there who wont let you slack the next time you want to ignore your budget.
Nicole Dow is a senior writer at The Penny Hoarder.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
