Or better yet, getting rich-uncle advice over the holidays.

Sure, you’ve got the option to find sound financial advice on TikTok, its true.

But just because you know how to create a viral TikTok doesnt mean youre a financial expert.

A man runs in a hamster wheel while trying to grab money.

You just have to do what they did, and youll find the same success.

Using any of these tips and tricks is like walking into a casino and putting everything on black.

It might work a couple of times, but its not going to work over the long term.

Article image

Theres simply no reliable shortcut to financial wealth.

7 Ways to Make Money if You Hate People

Do you avoid people too?

Enough small talk.Here are some waysto earn extra cash, without all of the social stuff.

Article image

So, where to start?

If you dont have millions of dollars lying around, that can sound totally out of reach.

But with an app calledStash, it doesnt have to be.

If these companies profit, so can you.

Some companies even send you a check every quarter for your share of the profits, called dividends.

*

It takes two minutes tosign up, and its totally secure.

Or, my personal favorite: starting your own landscaping business to write off your new lawn mower.

Want to see if it’s possible for you to win money at it?

A free app calledSolitaire Cashlets you play for real money up to $83 per win.

For each game of Solitaire, youll compete against at least five other players.

Everyone gets the same deck, so its all about skill.

The top three players can win real money.

you could play free practice games or enter tournaments for as little as $1.

And no, this isnt one of those spammy apps.

There arent even any annoying ads.

Want to see how much you could win?

Dangerous Advice: Oversimplifying Debt

Debt is a complicated principle.

In reality, were all in different stages of our financial journey.

Its just getting rich by ripping you off with high interest rates some up to 36%.

Websites likeAmOnewant to help.

Youll be left with one bill to pay each month.

Plus: No credit card payment this month.

These types of investment can work, but again, its not a one-size-fits-all solution for everyone.

If your investment fails, you could lose your house, and more.

Yeah, us too.

So, depending on where you live, more of your savings may go back into your pocket.

After your Treasury bills mature, Public will automatically reinvest to create a compounding effect.

you could also sell your Treasury bills at any time*.

It only takes a few minutes toenroll in a Treasury accountwith Public to start earning more on your savings.

This is a paid endorsement for Public.com.

Like, have you ever found yourself labeling hundreds of colored envelopes in an attempt to save money?

Youll even be able to spot any errors holding you back (one in five reports have one).

Want to check for yourself?

Its free and only takes about 90 seconds tosign up.

Now What?

Keep a wary eye out for these dangerous tips on social media.

Always check out a TikTok influencers credentials and background.

Andalwaysdo your own research before you take any financial action.

Good luck out there, and whatever you do, dont put all your money on black.

**To note, SIPC coverage does not insure against the potential loss of market value.

For Securities priced over $1,000, purchase of fractional shares starts at $0.05.

  • Yield is an annualized 26-week T-bill rate (as of 11/21/2023) when held to maturity.

Rate assumes holding T-bill until maturity (26-weeks).

T-bills liquidated prior to maturity may result in a loss of interest or principal.

Rate is gross of fees and is annualized.

All investing involves risk of loss.

Past performance is not indicative of future results.Risks.

** Traditional savings rate sourced from Bankrate as of 10/3/23.

Public is not responsible for the accuracy, timeliness, or completeness of information on third-party websites.

Nor Public Holdings or its affiliates are a bank and Public does not offer savings accounts.

Securities on Public.com are not FDIC insured.

You should contact your bank for current and complete information about available account types, including applicable interest rates.Risks.

*** T-bills are subject to price change and availability yield is subject to change.

Past performance is not indicative of future performance.

As a general rule, the price of a T- bills moves inversely to changes in interest rates.

Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value.

Banking services and the Bank Account are provided by Jiko Bank, a division of Mid-Central National Bank.

Available to US members only.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…