Without access to achecking account, its that much more of a challenge.
Fortunately, these banks offer second chance banking products for customers with less-than-perfect banking histories.
No Interest Til Almost 2027?
Tina Russell/The Penny Hoarder
Banking services and debit card provided by The Bancorp Bank, N.A.
or Stride Bank, N.A.
Credit Builder card issued by Stride Bank, N.A.
The account has a $10 monthly service fee and requires a $25 initial deposit.
Theres no mobile app, but you might monitor your accounts and make payments online for free.
The bank also offers you a free checkbook for those bills you have to pay on paper.
(Were looking at you, landlords.)
Monthly fee:$4.95
Minimum opening deposit:$30
4. you might also take cash from ATMs and receive expedited direct deposits.
Monthly fee:$8.95 (waivable)
Minimum opening deposit:$20
5.
), a limit that goes up to $500 after a month.
For full details,head directly to the ChexSystems website.
Learn more at www.jamiecattanach.com.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
