If you do anything long enough, itll become a habit.
The poverty mentality is a mindset that helps stretch our dollars and cents when theyre in short supply.
No, it doesnt mean youre poor.
But it could mean its time to rethink some of your financial habits.
Bad Habit No.
But you never seem to make a dent.
Its because of those sky-high interest rates as much as 24% interest.
It can feel impossible to get ahead.
ButMoneyLioncould help you find offers to cut your interest rate by 70% as soon as tomorrow.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Thats 70%* lower than the average credit card interest rate.
And its the key to finally getting ahead.
If you have a credit score of at least 620, you could get up to $100,000.
And terms go up to 144 months.
Worried you wont qualify?
Take two minutes to check online andsee if you could cut your credit card interest rate by 70%.
Did you know?
you might Get Paid Up to $140/Month Just for Sharing Your Honest Opinion
*Based on creditworthiness.
Bad Habit No.
2: Overdrafting, Overdrafting and Overdrafting
You arent crazy.
The banksareout to get you and your hard-earned money.
Out of the other side of their mouths, theyll disavow overdraft charges and offer you protection from overdrafts.
And if youre concerned about your score, try using a free website calledCredit Sesame.
Youll even be able to spot any errors holding you back (one in five reports have one).
Want to check for yourself?
Its free and only takes about 90 seconds tosign up.
Bad Habit No.
But remember: Youre playing the long game now.
These are things you do to remain financially stable.
if you know where to look.
Whether youve got $5, $100 or $800 to spare, you could start investing withRobinhood.
Yeah, youve probably heard of Robinhood.
Plus, its super easy to use.
Bad Habit No.
Most likely, you have one in place for your home, as well.
Nows a good time to start planning for the future by looking into a term life insurance policy.
Youre probably thinking: I dont have the time or money for that.
The peace of mind of knowing your family is taken care of is priceless.
*
Bad Habit No.
Is a sunshower considered rainy?
Should I wait till the rain stops before I refill my emergency savings?
How much do I need to protect from the rain?
When youre trying to save up an emergency fund, is there anything better than free money?
Yeah, we didnt think so.
Bestow Life Insurance products may not be available in all states.
Policy limitations or restrictions may apply.
Not available in New York.
Our tool asks lifestyle and health questions to determine eligibility so you can avoid requiring a medical exam.
Rates will vary based on underwriting review.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
