Its your latest electric bill.
Your checking account has hit the low-balance threshold you set an alert for.
You glance at the calendar.
What day did you mail your rent check?
Managing your finances isnt a matter of checking the mail after work and opening bills at the kitchen table.
Its easier than ever to keep tabs on your money online, all day, every day.
Well, it can distract you from doing your job.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Ask one of these companies to help…
Sound familiar?
Its survey consulted more than 1,200 employees from around the country last fall.
Baby boomers only spend an average one hour per week on personal finance matters, according to the survey.
Wait, this post isnt about me?
But you’re able to make it easier on yourself.
Automate any and all money transfers you anticipate making on a monthly or weekly basis.
Need help keeping your growing nest egg separate from your spending money?
Set up an account with an online bank likeChime.
Itll automatically move a portion of each paycheck to make saving a habit, not a chore.
Another plus: If you sign up for direct deposit, Chime gives you access to your money immediately.
So you dont have to wait an extra day, like many other traditional banks.
Chime rewards you with a 10% bonus on round-ups each week.
Thats one to-do off your list just about forever.
Get a Handle on Your Student Loans
Your relationship with any student debt you have?
Well, it should be pretty intimate.
Get to know your student loan servicer, your payment terms and your options forincome-based repayment.
If you could automate your payments each month, do it.
Otherwise, set a monthly money date (maybe after 5 p.m… toget cozywith your student loans.
Dont worry about how big the tab is.
Focus on avoiding student debt surprises.
Think managing your cash together is a task saved for marriage?
If youre living at home, youll probably have to contribute in some way.
Start Investing
Retiring at the stroke of 62?
Its not a guarantee anymore.
Its up to you to invest in your future, so get started with an investment app likeStash.
It costs just $1 per month for accounts under $5,000.
Disclosure: This post contains affiliate links.
May we all be a bit richer today.
Lisa Rowan is a writer and producer at The Penny Hoarder.
She is a reluctant millennial.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…