But we spoke to Certified Financial Planner Robin Hartill.
(Shes also an editor and financial advice columnist here at The Penny Hoarder.)
When You Want Your Money to Grow
Investing is a smart way to grow your money.
No Interest Til Almost 2027?
In fact, you could get started with as little as $1 with an app calledStash.
But it makes it simple by breaking them down into categories based on your personal goals.
Want to invest conservatively right now?
Want to dip in with moderate or aggressive risk?
Do what you feel.
Subscription plans start at $1 a month.
**
Did you know?
you might Get Paid Up to $140/Month Just for Sharing Your Honest Opinion
2.
Heres an example: Your car insurance?
Youre probably paying too much.
Use awebsite called EverQuoteto see all your options at once.
Take a couple of minutes toanswer some questionsabout yourself and your driving record.
With this information, EverQuote will be able to give you the top recommendations for car insurance.
In just a few minutes, you could save up to $610 a year.
How theyll pay the bills?
Send the kids through school?
Nows a good time to start planning for the future by looking into a term life insurance policy.
This is one of those occasions when spending a little bit of money each month can pay off later.
Youre probably thinking: I dont have the time or money for life insurance.
Rates start at around $20 a month.
- The peace of mind knowing your family is taken care of is priceless.
Your life insurance needs are greatest when you have young children, Hartill says.
Fortunately, this is often a time when youre still young enough that life insurance is relatively inexpensive.
You might be wondering how getting a loan when you already have out-of-control credit card balances makes sense.
The answer lies in lower interest rates and a website calledAmOnewants to help.
Youll be left with one bill to pay each month.
Plus: No credit card payment this month.
AmOne wont make you stand in line or call your bank, either.
And if youre worried you wont qualify, its free tocheck online.
It takes just two minutes, and it could help you pay off your debt years faster.
Kari Faber ([email protected]) is a staff writer at The Penny Hoarder.
*For Securities priced over $1,000, the purchase of fractional shares starts at $0.05.
The Penny Hoarder is a Paid Affiliate/partner of Stash.
Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser.
Bestow Life Insurance products may not be available in all states.
Policy limitations or restrictions may apply.
Not available in New York.
Our tool asks lifestyle and health questions to determine eligibility to make it avoid requiring a medical exam.
Rates will vary based on underwriting review.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
