Here we are in a brand new decade.

Doesnt that sound like such a cool, rad, futuristic time?

Where are our flying cars and robot butlers, anyway?

A woman looks at the camera on a street outside.

Seriously, though: The future is now.

Things are changing fast.

Ask yourself this: Are you falling behind the times?

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Are you still handling your money the same old way?

Cmon, cmon, you gotta keep up.

And, hey, making these moves could save you a whole lot of time and even money.

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Here are five ways your finances are still stuck in the last decade:

1.

Youre Still Paying Full Price for Cell Service

You dont have to pay full freight anymore, you know.

Cell phone bills remain stubbornly expensive, so its past time that you look into a discount carrier.

Our team has compiled alist of creative waysyou can fatten your bank account this week.

This is a long list, so dont get overwhelmed.

Go ahead and start now, but be sure to bookmark this post so you might easily return later.

Well keep it updated as offers changes or expire.

Switching could save you hundreds even thousands of dollars this year.

For instance, we talked with 43-year-old Zak Wilson, who switched from Verizon to Twigby.

If youre subscribing to streaming services instead, take an inventory of them.

Then cut the rest.

Here are a few ways you’ve got the option to automate your finances:

4.

You Still Havent Gone Paperless

Did you know going paperless can save you money?

Its time to go beyond that, though.

Its the 2020s, the heart of the digital age!

Why do you still have so much paper lying around, taking up space?

Chances are, youve got a bunch of boxes and folders full of financial paperwork you dont need anymore.

Go through them and find what youdoneed.

Scan that stuff and save it to a secure file on your system.

Get rid of it!

Throw out all that clutter.

Itll feel so good.

Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.

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