Tired of the pen-and-paper approach to tracking your spending?
Sick of using a spreadsheet to budget?
If youre looking for a budgeting app, you may have heard ofMint.
Feeling overwhelmed? Create a budget that works for you with ourbudgeting bootcamp!
But are you aware of all its features to help users manage their money?
That way you’re free to decide whether downloading Mint is the right move for you.
What Is Mint?
The automation means you dont have to think about where you swiped your debit card throughout the day.
Your transactions are recorded without any manual input.
Mint then takes your spending history and helps you create a budget based on your past expenses.
Probably not as good as youd like.
It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
Mint is a free budgeting tool.
To get started, download the app from theApp Storeor fromGoogle Play.
you could alsosign up from the websiteand use Mint from your desktop computer.
Because Mint is free, the company makes its money by recommending financial products and through ads.
To get started using Mint, you must link one or more of your financial accounts.
Mint usesvarious security measures, including encryption and multi-factor authentication, to keep your information safe.
you might edit or delete elements of your budget as your needs change over time.
This budgeting tool is also useful in reminding you about upcoming bills so you dont incur late fees.
If youd like to keep up with your credit score or investments, Mint does that too.
However, because Mint doesnt charge customers, you will experience ads.
If ads annoy you or entice you to make unnecessary purchases, think twice about downloading this budgeting tool.
Who Is Mint For?
Nicole Dow is a senior writer at The Penny Hoarder.
(Can you sense my millennial sarcasm there?)
You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…
