Youve done what it’s possible for you to to cut back your spending.

You brew coffee at home, you dont walk into Target and you refuse to order avocado toast.

(Can you sense my millennial sarcasm there?)

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You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…

So if youre ready to stop paying them, follow these moves…

1.

Cancel Your Car Insurance

When was the last time you compared car insurance rates?

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Chances are youre seriously overpaying with your current policy.

If its been more than six months since your last car insurance quote, you should look again.

Heres the thing: your current car insurance company is probably overcharging you.

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But dont waste your time hopping around to different insurance companies looking for a better deal.

Use awebsite called EverQuoteto see all your options at once.

Take a couple of minutes toanswer some questionsabout yourself and your driving record.

With this information, EverQuote will be able to give you the top recommendations for car insurance.

In just a few minutes, you could save up to $610 a year.

Ask This Company to Help Pay Off Your Credit Cards

No, like… the whole bill.

But a website calledMoneyLioncould help you pay off that bill as soon as tomorrow.

Plus, no credit card payment this month.

It wont make you stand in line or call a bank.

And if youre worried you wont qualify, its free tocheck online.

It takes just two minutes, and it could save you thousands of dollars.

All that credit card debt and the anxiety that comes with it could be gone by tomorrow.

(Can you sense my millennial sarcasm there?)

You know which ones were talking about: rent, utilities, cell phone bill, insurance, groceries…