Weve all done a million different things to make money, right?

Because Ive rounded up some quick ways that Im betting you havent tried yet.

Chances are youre seriously overpaying with your current policy.

A woman smiles as she looks at her phone in a park in Tampa, Fla.

valentinrussanov/Getty Images

If its been more than six months since your last car insurance quote, you should look again.

Yep in just one minute you could save yourself $715 this year.

Thats some major cash back in your pocket.

Article image

Let This Company Pay Your Credit Card Bill This Month

No, like… the whole bill.

Buta website calledHappy Moneycould help you pay off that bill as soon as tomorrow.

Plus, no credit card payment this month.

Article image

*

Happy Money wont make you stand in line or call a bank.

And if youre worried you wont qualify, its free tocheck online.

All that credit card debt and the anxiety that comes with it could be gone by tomorrow.

Turn Your Down Time Into a Money-Making Opportunity

Dont have time for a second job or side gig?

Consider taking advantage of time youre just hanging on the couch.

Surveys arent the best way to make money fast.

But theres a certain appeal to clicking a few buttons and earning money when youd otherwise be doing nothing.

Want an even more passive way to earn income?

Try it out foriPhoneorAndroid.

Stop Deleting Your Emails

It turns out deleting your emails could be costing you money.

Capital One Shopping Price Protection compensates us when you sign up using the links we provide.

Save on Your Cell Phone Bill With a Discount Carrier

Your phone buzzes.

Its your cell phone provider, which might text you more often than some of your friends.

90% of your data plan has been used, it kindly informs you.

Well add 1GB of shared data to your plan for $15.

Just go ahead and add that to my already-enormouscell phone bill.

Thats what Zak Wilson did.

Hed been paying Verizon Wireless about $180 a month for two lines.So he tried Twigby.

For both phones, hes now paying $60 a month.

Plus, new customers get25% off the first 6 months of service.

Help Small Business Owners

Does earning $60 an hour sound appealing?

How about the freedom to work from home while helping others succeed?

And no, you dont have to have a CPA to be successful in this business.

you’re able to read thefull interview here, or check outhis website for more information.

Go ahead and hang up.

(We know youre probably listening to crappy music while sitting on hold, anyway.)

Download TrueBill, an app thatll negotiate your bills, cancel unwanted subscriptions and refund your bank fees.

After downloading the app, create an account and link your bank account and/or credit cards.

Turn on the bill negotiation and outage protection features.

Start Saving More

Saving money is tough.

So what if you could do it in a way where you wouldnt even notice?

This innovative app automates saving for you.

Simply link it to your checking account, and its algorithms will determine small (and safe!)

amounts of money to withdraw into a separate, FDIC-insured savings account.

Using this set-it-and-forget-it strategy, one Penny Hoarder saved $4,300 without noticing read his Digit review.

If you need that money sooner than expected, youll always have access to it within one business day.

Digit is free to use for the first 30 days, then its $2.99 per month afterward.

Say you want to compare internet prices.

Easy peasy lemon squeezy.

10.Get Your Paycheck 2 Days Earlier

Want to get a jump on payday?

LetChimebe your secret weapon.

That means youll get your paycheck early like Samuel Demeny, whorecently switched to Chime.

  • He uses direct deposit.

Not everyone is guaranteed the two-day head start Demeny has.

That depends on your employer and its financial institution.

Opening an account with Chimeis free and only takes about five minutes.

Declutter Your Space

Start taking a good hard look at your belongings.

What do youactuallyneed

12.

The folks who createdLong Gamehave you covered with a game thats fun and helps you achieve your financial goals.

As you save and accomplish missions youll earn coins to play mini games for cash prizes!

Were talking the classics, like slot machines, scratch-offs and spin-to-win wheels.

Penny Hoarder Carson Kohler uses Long Game to save money.

Every two weeks, it sneaks $5 out of her bank account and rewards her with coins.

In two months, shes saved $35.70, just by playing games on her phone.

Share Your Space

Have a spare room?

Might as well take a stab at earn some money bylisting it on Airbnb.

A few simple steps can make the difference between a great experience and a less-than-satisfactory one.

We talked toTerence Michael, an Airbnb superhost based in Los Angeles.

Here are some of his tips:

(Hosting laws vary from city to city.

like understand the rules and regulations applicable to your city and listing.)

The app is free, with no hidden fees.

Your Blast savings account earns 1% interest, is FDIC-insured and is secured by bank-level encryption.

you could withdraw your money anytime or just let your savings grow.

Plus, unexpected expenses always pop up; it never fails.

This is where setting your savings to autopilot can save you and your money.

Lots of apps on the market allow you to create a set-it-and-forget-it savings plan.One we can recommend isRize.

Rize is a pay-what-you-want, 256-bit-encrypted (bank-level security) web app thatll help get your savings on track.

Youll create a goal and set a deadline.

Goals and deadlines always help kick your booty into gear, right?

Youll even earn 1.65% interest on your balance.

(For some context, thats 19 times higher than the national average for savings accounts.)

If you have a longer-term goal, have Rize invest the money for you and help you maximize returns.

Rent it out through an online peer-to-peer rental marketplace, likeOutdoorsy.Think of it like Airbnb… but for RVs.

Now all you get for doing it is a kitchen thats clean for, like, 15 minutes.

This app kind of rules them all:MoneyLion, a free all-in-one app for managing your personal finances.

you might redeem those points for gift cards to retailers like Amazon, Apple and Walmart.

The app also connects with all your bank, credit card, student loan and other financial accounts.

Reduce the Interest on Your Credit Card Debt

Have you ever considered consolidating your debt?

It could substantially lower payments youre already making and help you save more money each month.

A lot of us are being crushed by credit card interest rates north of 20%.

If youre in that boat, consolidation and refinancing might be worth a look.

It can help you borrow up to $50,000, potentially with better terms (e.g.

lower interest or lower monthly payments) than traditional lenders.

you’ve got the option to do those an earn money without even walking out your door.

Rest assured you wont be getting paid pennies to solve someones Excel woes.

Check out thesetips from users who make more than $2,000 a weekthrough the app.

Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder.

Hell never have enough money.

*Happy Money operates in every U.S. state except Massachusetts and Nevada.

APR range is 7.99% to 24.99% with repayment terms ranging from 24 to 60 months.

Rates presented include lender discounts for enrolling in autopay and loyalty programs, where applicable.

The origination fee charged by the lenders on our platform ranges from 0% to 8%.

Receiving prequalified rates does not guarantee that the Lender will extend you an offer of credit.

You are not yet approved for a loan or a specific rate.

Lenders will conduct a hard credit pull when you submit your program.

Hard credit pulls will have an impact on your credit score.

*Chime: Chime is not a bank.

The following financial technology and issuer statement disclosures are needed with the following triggers: 1.

Using the term bank/banking or a derivative and a not shown.

Note: needs to be in close proximity from where it is used.

It can also be used at the top of the article, similar to Chimes blog.

Chime is a financial technology company, not a bank services provided by The Bancorp Bank, N.A.

or Stride Bank, N.A., Members FDIC.

No Interest Til Almost 2027?

Balance Transfer = Credit Card Cheat Code